Attention homeowners in Swansboro and Onslow County: Need an appraisal?

The top reasons NC homeowners need Anna Hall Appraisals LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Onslow county's assessment of your property
  3. To reduce their mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in NC by determining the true market value of real estate in question

Need help determining the value of your home in or near Swansboro, NC?
Contact Anna Hall Appraisals LLC.

We at Anna Hall Appraisals LLC understand the individual needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Anna Hall Appraisals LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're veterans in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that's declining. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Anna Hall Appraisals LLC is your number one weapon.

Was your HELOC recently frozen?

If your home is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Anna Hall Appraisals LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for verity? In a field review we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Anna Hall Appraisals LLC can help with that too. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.